Expect the unexpected with the European Health Insurance Card

14.07.2011

So your bags are packed and you’re ready to move abroad for studies, tourism or a posted work assignment. But what about your health insurance? Make sure you don’t leave home without your European Health Insurance Card.
So your bags are packed and you’re ready to move abroad for studies, tourism or a posted work assignment. But what about your health insurance? Make sure you don’t leave home without your European Health Insurance Card.                      
 
The European Health Insurance Card (EHIC), introduced in June 2004, ensures that every European citizen has the right to medical care when travelling in Europe.
 
However, it is important to note that the main principle is that it is the EU country in which you work that covers your social security. So if you are working abroad for a native employer in that country, you must register in that country’s social security system. For example if you are Finnish and are going for seasonal work in France, working for a French employer, you are covered by the social security in France. To be sure about which rules apply to you consult a EURES Adviser in the country to which you are going. You can also find comprehensive information on the European Commission’s website for social security coordination.
 
What does the European Health Insurance Card cover?
With this card you can access any treatment that is necessary during the period that you are staying in that country. If you have to pay up front for any medical care the EHIC card ensures that you are reimbursed, but only for treatment that is deemed “necessary” during the temporary stay. For example, it does not include treatment that could be carried out when you return home for example, most dental treatments. If in doubt about what is covered check first with the health authority of the country in which you are temporarily staying. 
 
Who is eligible?
All EU citizens as well as citizens of Iceland, Liechtenstein, Norway or Switzerland are eligible for the card. However, you must be registered in a social security system in one of these countries. People from third countries who are resident in one of the EU Member States and are covered by a state social security scheme are also eligible for a card (except for Denmark). You do not have to pay money for this card.
 
How do I get my card?
To obtain an EHIC card you should contact your local health authority (see the link below) as each country is responsible for producing and distributing the cards nationally. Your local health authority will also advise you as to how long the card is valid as this depend from country to country.
 
 
Read more:
 
Frequently Asked Questions  about The European Health Insurance Card
 
The European Commission’s website for social security coordination in Europe
 
Contact your local health authority to apply for your EHIC card
 
 
Find out more about the working and living conditions in different European countries on the EURES Job Mobility Portal
 
Search for a job in the EURES Job Database
 

Tagasi

Copyright © 2004 - 2017 EURES Eesti|Kõik õigused reserveeritud|Information: eures at tootukassa dot ee